The only thing I dislike a little is you have to have good credit for this, but that is not a major downfall since that is typical. I like that it comes with initial attractive bonus options. There are many great things about it. … Sign up. Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. Submit your question about Choice Credit Card to our community. We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. What is the customer service number to check if I was approved for the Choice credit card? Credit card issuers also consider factors such as your income and how much debt you owe. However, the APR is rather high at 15.24% - 24.99% (V) and, unlike many rewards cards, this card does not offer a 0% APR introductory period on purchases for new cardholders (only for balance transfers). Offer subject to credit approval. for tens of nights each, +138 users submitted a rating without writing a full review. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. NerdWallet strives to keep its information accurate and up to date. Here is how that works. If you’re a frequent traveler who overnights in hotels often, the Choice Privileges® Visa Signature® Credit Card could be worth looking into. The Choice Credit Card is definitely one of the best credit cards out there. (That's 10 points on eligible stays through the Choice Privileges membership and 5 points per dollar charged to the Choice Privileges Visa card). The offers that appear on Credit.com’s website are from companies from which Credit.com receives compensation. Earn 8,000 bonus points after your first purchase, Earn 24,000 bonus points after your first paid stay at a Choice Privileges® location, Earn 15 points per eligible $1 spent at over 4,200 Choice Privileges® locations, Earn 2 points per eligible $1 spent on everyday purchases, Please see Terms and Conditions for complete details, 0% on balance transfers for 15 months (must be completed within first forty-five days of account opening), APR: 15.24%, 19.99%, or 24.99% (Variable), Bank of America® Premium Rewards® credit card, Blue Cash Preferred® Card from American Express. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features. You can pay your Choice credit card online, by logging into your account here. Enjoy Elite Gold Status and get exclusive rates when booking direct on choicehotels.com or on the Choice Hotels mobile app, and a 10% point bonus every time you purchase a stay with Choice Hotels. The choice you have to make when visiting a page like this is whether or not you want to apply for the Choice Credit Card - a credit card affiliated with Choice Hotels International. The issuer does not disclose the starting Choice Credit Card credit limit. Do I need to give them my new email address since it has been changed? All financial products, shopping products and services are presented without warranty. 0% Introductory APR on balance transfers that post to your account within 45 days of account opening. On another occasion, just this year, I needed some points to get a free hotel stay and I was going to swear off the card once and for all. The regular interest rate is average, about the same as other hospitality credit cards such as the Hilton Credit Card. ","details":"\u003Cul\u003E\u003Cli\u003EEarn 80,000 Hilton Honors Bonus Points with the … The promo at the time was DOUBLE points on restaurant purchases. I have had this card for a year and to this day, I have not received my 5 points per dollar charged to the card for my eligible stays! There are two versions of this card, a Signature or Platinum account with different costs and/or benefits. 5 points for each $1 spent at Choice hotels. My initial guess is that you’d only want to decide in the affirmative if you’re a loyal Chose patron, staying in a Choice Hotel (Quality Inn, Comfort Inn & Comfort Suites, Clarion, Econolodge, Rodeway Inn, etc.) If you stay in Choice hotels a lot and have good credit, you should definitely try to take advantage of this card. Also, earn 5 points per dollar for purchasing Choice … We are retired and stay in Choice Privileges about 10 nights a year. This compensation may influence the selection, appearance, and order of appearance of the offers listed on the website. If you're looking to apply, we recommend at least a 630 credit score. All details expressed here are for the Signature account. However, a credit score … The bonus options are amazing. It's only getting 2 stars because of the initial signup and spending rewards given. You can apply for the Choice credit card online. Furthermore, offers have not been reviewed or approved by the offering institution. The Choice Privileges ® Visa Signature ® credit card is a reward card, providing a generous supply of points for purchases from participating hotels and resorts in the Choice Privileges network. Personalized recommendations. However, considering that it requires at least good credit, the most creditworthy applicants in this credit range (with stable incomes) can expect credit card credit limits between $3,500 and $7,500. With the Choice Privileges Visa Signature card you can earn up to five bonus points for every dollar you spend on Choice hotel stays and two points per dollar spent on everyday purchases. 10 points from Choice privileges (Which you get if you are a Member regardless of method of payment.) | There isn't an official Choice credit card score requirement, but you probably won't be approved without good or excellent credit (i.e. Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. Earn 5 points per $1 spent on the eligible stays at Choice Hotels locations and on the purchase of Choice Privileges® points or Choice Hotels gift cards. The Choice Privileges Visa Platinum Card allows cardholders to earn 15 points for every dollar when they use the card at Choice Privileges Hotels. When evaluating offers, please review the financial institution’s Terms and Conditions. It will be determined based on your creditworthiness, income, and debt. Ask a question. Earn 8,000 bonus points after … They are similar in ways. takes about 8,000 for a free night, which is great for card members who stay at Choice Privileges locations. The Choice Privileges® Visa Signature® Card from Barclays is a great tool to help you boost your Choice Privileges points balance. this card is just as great as the Hilton Credit Card. When evaluating offers, please review the financial institution’s Terms and Conditions. If you want to get a slice of Americana and save money while you’re doing it, then this is the credit card for you. The card allows you to earn points for purchases and redeem them for rewards in the Choice Privileges program. If you don’t, the points you get wouldn’t be worth all that much and could be devalued if Barclays (the company that issues the Choice Card) decides to up the number of points you need for free nights, etc. Apply with a good to excellent credit score of 670 or higher to increase your chance of approval and to get stronger APR and a higher credit limit. Application Link Sign Up Bonus Current Sign Up Bonus 30th November, 2011 - Current: 8,000 points after first use, 24,000 points after you pay for a stay It is awesome that there is no annual fee, plus they reward points for purchases at other establishments. Choice Privileges® Visa Signature® Card … It's a Visa credit card, so virtually all merchants accept it. Sounds to me like most of these reviews are Shills for the card company, they know everything that the card company won't divulge?! Pre-qualified offers are not binding. You can use your Choice Credit Card anywhere. With the Choice Privileges Visa Signature Card, you'll receive $0 … Barclays US, which issues the Choice Privileges credit card, received a rating of 806 out of 1,000 in the 2019 J.D. While it is not mandatory to do so, it is best to keep the contact information pertaining to your credit card account up to date. You get 50,000 bonus points after first use with the Marriott Hotel, for example, which translates to 1-6 free nights, depending on the category of the hotel you plan to stay free nights at. So in actuality the … You’ll earn 15X points per dollar for stays at Choice Hotels, and 2X points per dollar on … Just tell us some details and see which card matches your needs most. It'll take 2 to 3 weeks to receive your new Choice Credit Card. This is from Visa. However, this compensation also facilitates the provision by Credit.com … A year later and I'm still out hundreds of points because of what they call a "malfunction" in their system! Their rewards program is actually pretty … At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products. Read user reviews to learn about the pros and cons of this card and see if it’s right for you. The initial upfront rewards are great and were of good use. Choice Credit Card is related to the following categories: Don't see what you're looking for? Earn 32,000 bonus points (enough for up to 4 free nights) after you spend $1,000 on purchases in the first 90 days. Not everyone will qualify for the Choice Privileges ® Visa Signature ® credit card. How do I apply for the Choice Credit Card? The financial institution did not provide the details. First, everything you buy will earn at least two points for every dollar you spend, and … If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. Choice Privileges Visa is a great Credit Card if you have fair credit (or above). Standard message rates apply. You'll need a score of 700 or higher, but that doesn't necessarily grant you approval. Compare cards and apply on-line safely on the Barclays Bank website. The Choice Privileges® Visa Signature® Card grants users Gold status for faster earnings. It's nice sometimes to just go relax at a hotel. How long does it take to get the Choice Credit Card? Please let us know if you notice any differences. In short, this card has a great balance of useful features, and decent rates, and incentives that will make card holders happy. Certain … With this card, we have not paid for a motel room in a couple of years. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. They promised in. Info about the Choice Credit Card has been collected by WalletHub to help consumers better compare cards. When you click "Apply Now" you will be directed to the offering institution's website. I would say, The Choice credit card offer great perks and rewards just for using it. In addition, it is not issuer’s responsibility to ensure all posts and/or questions are answered. Credit card details for The Choice Privileges Visa Signature Card. Credit ... Credit scores and reports. You do get two free nights with the Choice Card (8,000 bonus points when you make a purchase or transfer a balance, 8,000 when you pay for your first Choice hotel stay). Can I use my Choice Credit Card anywhere? Call customer service at 888-232-0780 to let them know your email address has changed. Each creditor uses a variety of different types of credit scores to make lending decisions. Their APR is quite high (above 20%). High-income applicants with excellent credit might expect a credit limit of up to or more than $10,000. WalletHub is an independent comparison service. Credit monitoring. every conversation they would sort it out and it never happens. Other than that, you can make a Choice credit card payment by phone, and the number is 866-928-8598. I love being able to get free nights. You can score 32,000 points by signing up for the credit … Hope this helps! Barclays will also look at your income, credit utilization, number of open accounts and other factors when making a decision. NerdWallet's ratings are determined by our editorial team. Get the Choice Privileges® Visa Signature® Card card today. If at the time of your application you do not meet the credit criteria previously established … With the Choice Privileges Visa Signature Card, you not only get all of the Visa Signature benefits, but you also get to take advantage of the travel hotel rewards. Is quite high ( above 20 % ) please contact TransUnion® directly the pros and cons of this card see. 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